Automated credit scoring models have their place, but what happens when a credit-worthy client falls just outside the box?
From a fully packaged submission to collecting the keys in two weeks, this recent case involved a single applicant with a Shared Ownership property navigating a scenario that often trips up automated systems.
The broker approached us with a sole applicant in need of a high-LTV residential mortgage that presented a few obstacles.
This Shared Ownership case was complex from the outset. Despite a 25% share purchase at 95% LTV, the client faced several barriers.
The mortgage market’s always operated in cycles, but the current environment feels fundamentally different. While the extreme volatility of recent years has begun to settle, it's been replaced by a new set of macroeconomic challenges.
Leek Building Society announces key lending policy enhancements to support greater broker flexibility. Discover more here.
When it comes to high-value lending, flexibility, expertise, and a willingness to see beyond the numbers can make all the difference. This
Discover the latest property market trends, from rising house prices and fixed-rate mortgage updates to BTL opportunities and client insights. This analysis, backed by recent IMLA data, equips you with information to navigate today’s dynamic market.
